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The Jeff Motske Show

Welcome to The Jeff Motske Show. This is a show designed to teach the average person how to get their financial house in order from a financial planner’s perspective. Jeff has been a certified financial planner for 29 years and is currently the CEO of Trilogy Financial Services with offices all over Southern California as well as Denver Colorado.
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Now displaying: September, 2016
Sep 26, 2016

Welcome to Declare Your Financial Independence with Jeff Motske.    If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.  

Jeff started the show out by discussing “Your Financial House”.  This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof. 

He also discussed:

10 Things You Didn’t Know Life Insurance Can Do

  1. Pay for long-term care expenses. Whether the coverage comes as a rider or a specialty policy, using long-term care benefits typically reduces the amount of the death benefit. While there is an extra cost for adding long-term care coverage to a life insurance policy, it can be more cost-effective than buying two plans. It can also be a good choice for people who want long-term care insurance, but aren't sure if they will need it.
  1. Provide benefits if you're terminally ill. Known as living benefits, this perk comes standard on many term and whole life policies. The details vary by plan, but living benefit provisions generally allow those with a life expectancy of 12 months or less to receive a portion of their death benefit in advance.
  1. A source of cash if you're disabled.Policyholders don't have to be dying to get their death benefit early from some insurers. Many plans offer chronic illness or critical illness riders that may pay out funds if a person becomes disabled or experiences a heart attack, stroke or invasive cancer, among other things. These options can provide a vital safety net to people who are unable to work and have mounting medical bills.
  1. Give one last gift to a favorite charity.You could leave the money in your savings account as a bequest to an organization, or you could use some of that cash to buy life insurance and give substantially more. Depending on the policy, your age and health, you may be able to turn small monthly premiums into a large donation.

In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility.  This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce.  This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.

Sep 26, 2016

Welcome to Declare Your Financial Independence with Jeff Motske.    If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.  

Jeff started the show out by discussing “Your Financial House”.  This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof. 

He also discussed:

Evaluating Your Financial Health with Life Insurance Benefits

For the majority of consumers, their only life insurance is from a group plan provided by their employer. Depending on an individual family’s needs, supplemental life insurance can build on the employer-provided life insurance benefit, and helps employers give their employees the future financial security their employees need.

Ask these questions when purchasing life insurance:

  • How much will your family need to meet current needs?
    • How much will burial services cost?
    • Do you have a mortgage?
    • Do you have outstanding debts?
  • How much will your family need in the future?
    • Is your spouse working? Will they continue to work?
    • How many children do you have?
    • Will your children have future education expenses?

How To Talk With Your Adult Kids About Their Inheritance

There’s a 70 percent failure rate when transferring family wealth from one generation to another, a loss of control of assets through mismanagement and poor investments. Many of these failures occur because families don’t do enough to prepare their heirs for the hand-off.

In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility.  This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce.  This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.

 

Sep 12, 2016

Welcome to Declare Your Financial Independence with Jeff Motske.    If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.  

Jeff started the show out by discussing “Your Financial House”.  This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof. 

He also discussed:

What Gene Wilder's death can teach you about estate planning

Gene Wilder, who died Monday at age 83 from complications due to Alzheimer's disease, kept his illness hidden from most people for at least three years. Most Alzheimer's sufferers hide symptoms for as long as possible out of fear they'll lose control of their own lives if their family or friends think they can no longer take care of the things they've always handled.

Investors should work with their financial advisers to take steps to protect their finances from the impact of debilitating conditions like Alzheimer's disease and other cognitive impairments before there are changes in their behavior or attitude. In part because dementia and Alzheimer's are so prevalent among the elderly, fraudsters often target older individuals because they can be more easily cajoled into turning over funds or compromising their personal information.

In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility.  This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce.  This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.

Sep 6, 2016

Welcome to Declare Your Financial Independence with Jeff Motske.    If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.  

Jeff started the show out by discussing “Your Financial House”.  This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof. 

He also discussed:

Understanding Jobs Data and What It Means For You

  • Fed Chair Janet Yellen put the market on notice that she'd like to raise rates, which means the payrolls data out on Friday is very important. The wage component, length of the workweek and types of jobs, all are crucial in order to extrapolate to inflation.
  • The August jobs report is expected to show the U.S. economy created 180,000 jobs this month after rising by 255,000 in July, according to a Reuters poll. The forecast is for the unemployment rate to dip one-tenth of a percentage point to 4.8 percent.
  • Other data investors will be looking carefully at include personal consumption on Monday, consumer confidence on Tuesday, and car sales and factory activity on Thursday.
  • Almost a decade of ultra-low interest rates has helped propel stock prices to record highs, even as the economy expands at a lukewarm rate and U.S. struggle with over a year of declining earnings.

WHAT DISTINGUISHES A GOOD ESTATE PLAN FROM A BAD ONE?

In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility.  This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce.  This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.

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