Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
By the year 2050, it is estimated that 1 out of every 5 Americans will be over the age of 65, with people aged 85+ the fastest growing demographic in the nation. The good news is that people are living longer, even with chronic diseases that used to lead to early death.
The challenge is that this requires different planning than the traditional practice of simply having a power of attorney in place to help in case of incapacity and making sure the will is up-to-date to include the intended heirs. As this demographic continues to grow, so will instances of fraud and financial abuse of seniors. As approximately 3.5 million Baby Boomers enter retirement each year, the time to make sure your estate planning documents protect you or your parents from fraud and abuse is now. In fact, experts recommend making the bulk of these major financial decisions by age 50.
The big issue here is that when most estate plans are created, particularly with married couples, both spouses are of very sound mind and the natural inclination is simply to name each other as agents in case of incapacity. This is fine, but it’s important to make sure that there are contingent situations addressed as well. For example, what happens if they divorce?
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
(Annual Retirement Confidence Survey)
According to the recently released Retirement Confidence Survey, published annually by the Employee Benefit Research Institute (EBRI), the percentage of workers very confident about having enough money for a comfortable retirement increased from 13 percent in 2013 to 22 percent in 2015, and leveled off at 21 percent in 2016.
Confidence among retirees was even stronger than their working counterparts. Those who felt very confident that they had enough money for a comfortable retirement stood at 39 percent in 2016, more than double the confidence level of 2013, when it was only 18 percent.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
The Incredible Expense of Letting Your Children Play Sports
Jeff and Kimber tackle the difficult topic of whether it's worth paying to allow your children to play club sports. On the one hand, they may learn a lot, help their application to college and hopefully have fun. The bad news? It costs around 15 thousand dollars a year per sport per child. Yikes!
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
A Clinton or Trump Presidency May Be a Boon for Building ETF’s
Clinton and Trump both agree on ramping up fiscal spending to restore the country's aging infrastructure. No matter who comes out ahead on election day, investors may win with infrastructure-related exchange traded funds.
Clinton has outlined a plan that would raise federal spending on public projects by $275 billion over a five-year period and construct a national infrastructure bank that would run an expanded Build America Bonds program.
According to Trump’s book, “Crippled America: How to Make America Great Again,” the Republican runner has called for a “trillion-dollar rebuilding program” that will be “one of the biggest projects this country has ever undertaken.”
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
There’s a 70 percent failure rate when transferring family wealth from one generation to another, a loss of control of assets through mismanagement and poor investments. Many of these failures occur because families don’t do enough to prepare their heirs for the hand-off.
One of the most common conflicts among family members arises when they are probating an estate that hasn’t been previously discussed.
Regardless of whether all the children will get exactly the same inheritance, if they know in advance what the will says, the parents can reduce anxiety in an already stressful situation.
What you should tell your adult children about your estate ought to be guided by your family’s values. The most contentious aspects of settling an estate can be the distribution of things like Mom’s diamond engagement ring, Dad’s collection of abstract expressionist artwork or Great-Grandma’s gold-plated china. This is just as true for items that aren’t worth much money, but have a great deal of sentimental value. When you have this conversation, give each child a chance to talk about his or her favorite items and come to an agreement about how everything will be divided up.
As a rule, when it comes to family wealth, it’s best to treat your children equally in your will. If one is incapacitated in some way or has special needs, like autism, you may want to provide additional financial assistance through a special needs trust, an insurance policy or a larger portion of the estate.
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
Evaluating Your Financial Health with Life Insurance Benefits
For the majority of consumers, their only life insurance is from a group plan provided by their employer. Depending on an individual family’s needs, supplemental life insurance can build on the employer-provided life insurance benefit, and helps employers give their employees the future financial security their employees need.
Ask these questions when purchasing life insurance:
There’s a 70 percent failure rate when transferring family wealth from one generation to another, a loss of control of assets through mismanagement and poor investments. Many of these failures occur because families don’t do enough to prepare their heirs for the hand-off.
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
Gene Wilder, who died Monday at age 83 from complications due to Alzheimer's disease, kept his illness hidden from most people for at least three years. Most Alzheimer's sufferers hide symptoms for as long as possible out of fear they'll lose control of their own lives if their family or friends think they can no longer take care of the things they've always handled.
Investors should work with their financial advisers to take steps to protect their finances from the impact of debilitating conditions like Alzheimer's disease and other cognitive impairments before there are changes in their behavior or attitude. In part because dementia and Alzheimer's are so prevalent among the elderly, fraudsters often target older individuals because they can be more easily cajoled into turning over funds or compromising their personal information.
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
The First Thing You Must Do When Your Divorce Is Final
If your marriage ends you should immediately take steps to ensure your interests are protected and your estate plan reflects your new marital status.
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
Blended Families: The Estate Planning Questions You Need to Ask
42 % of adults now have some kind of step-relationship. In a blended family situation, there are more opportunities to get it wrong, and the stakes are often higher. Ensuring your assets are distributed to a current spouse and not an ex, or that your children and stepchildren are treated according to your wishes is paramount in your planning.
Who takes care of the kids if one parent dies—the surviving spouse or the natural parent? Which assets belong to which spouse?
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
While US experienced Inflation of 1.95% per year since 2005, many career jobs went down in annual pay.
Bureau of Labor Statistics -
Jobs That Pay Way Less Than They Used To
Jobs That Pay Way More Than They Used To
Estate Planning Questions to ask Yourself that you may not think of
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
http://finance.yahoo.com/news/british-financial-services-firms-win-191848540.html
British Foreign Secretary Boris Johnson said on Friday he expects the U.K. to retain the right for its financial firms to sell services across European Union member states after Britain's exit from the bloc.
One main concern that remains is whether Britain's financial services sector will keep its so-called "passporting" rights.
Passporting is a lynchpin feature of the EU's single market, especially for banks, as it allows firms to provide services to clients across the EU. The loss of it for U.K.-based firms could cripple London's standing as a global financial center.
Johnson told reporters that he had received reassurances from companies, including banks, drug makers and manufacturers, that Britain remained "very much part" of their global business footprint, although they expressed concern over the uncertainty ahead over how the U.K. government negotiates its separation from the EU.
Estate Planning Nightmare Story
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
A college education is now the second-largest expense an individual is likely to make in a lifetime right after purchasing a home. Ironically, one of the reasons the price tag continues to climb is the abundance of loan dollars that discourages schools from keeping their costs in line.
Aid such as the income-based federal Pell grants covered 34 percent of college costs in 2015-16, up from 30 percent in the previous school year.
The second-highest proportion came from parent income and savings, which averaged $6,867, or 29 percent of total spending on college, followed by borrowed money, which covered 20 percent of college expenses in 2015-16.
In the 3rd segment Jeff brought on Attorney Mark Lewis to talk about:
This week’s story involves a young woman who died prematurely from cancer. When first diagnosed with cancer, she decided to prepare her own Will. She actually succeeded in preparing a “legal Will”, which complied with all of the witnessing formalities required by Florida law and which named her brother as the personal representative of the estate. Unfortunately, without having been counseled on important legal issues, her “legal” Will has created many problems for her family.
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
Wall Street pros who analyze charts and price patterns to figure out where the stock market is headed next are divided on what the future holds for U.S. stocks: some see trouble ahead while others insist the market is still strong and on track to make record highs sometime in 2016.
In an effort to weed out pure opinion and speculation, USA TODAY turned to "technical analysts".
In the 3rd segment Jeff brought on Attorney Mark Lewis to talk about:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
As of 2016, people can contribute up to $18,000 annually to these plans—or $24,000 annually for those over age 50—to defer taxes until this money is withdrawn in retirement.
The IRS ruled in late 2014 that a person's after-tax contributions can now be rolled directly into a Roth IRA and avoid tricky tax issues. In other words, you can effectively "super-fund" a Roth IRA once you leave your employer.
In the 3rd segment Jeff brought on Attorney Mark Lewis to talk about:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
In the second segment Jeff tackled listener questions. Here are some examples:
In the 3rd segment Jeff brought on Attorney Mark Lewis to talk about:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
In the second segment Jeff tackled listener questions. Here are some examples:
In the 3rd segment Jeff brought on Attorney Mark Lewis to talk about:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.
Welcome to Declare Your Financial Independence with Jeff Motske. If this is your first time tuning in this is a show designed to teach the average person to get their financial house in order from a financial planner’s perspective.
Jeff started the show out by discussing “Your Financial House”. This is where he asks listeners to visualize the different building blocks of a stable financial financial house starting from the foundation all the way to the roof.
He also discussed:
Five Critical Retirement Moves All Women Should Make Now
In the second segment Jeff tackled listener questions. Here are some examples:
In the 3rd segment Jeff brought on Attorney Mark Lewis to talk about:
In the final segment Jeff and relationship counselor Kimber Holdaway talked about Financial Compatibility. This is such an important topic to Jeff because statistically, finances and infidelity are the top two reasons that marriages end in divorce. This is an opportunity to provide tips to avoid the arguments that result from poor communicating regarding money.